Homeowners & Valuable Articles

Homeowners

A lot of time and effort goes into making a house your home. Let us help you protect that vision. Whether you are looking to insure your primary, secondary or seasonal home, we pride ourselves on securing the absolute best coverage. Our risk management advisors will work endlessly to make sure you receive personalized solutions at a competitive price.

Some key coverages we offer are:

●​Extended Replacement Cost Coverage

●​Mine Subsidence Coverage

●​Back-up of Sewers and Drains Coverage

●​Rebuilding to Code Coverage

●​Temporary Living Expenses

●​Mold Remediation Coverage

●​Identity Theft Coverage

●​Optional Flood Coverage

●​Optional Earthquake Coverage

●​Cash Out Option

Items to consider: 

●Proper listing of Trusts/LLCs for all owned properties.

●Wind and Flood coverage in high risk coastal areas.

●Properly insuring you children’s exposures while they are away at school.

●Video inventory of contents.


Valuable Articles

No matter what your collectible passion may be, we want to make sure you have the best coverage for your exposure. Typically, we insure these items on a blanket or itemized schedule without a deductible or requirements to repair or replace any specific item. In addition, we look to provide coverage on a worldwide basis.

Common types of collections we provide coverage for include:

●​Jewelry

●​Fine Arts

●​Antiques

●​Silverware

●​Wine

●​Firearms

Items to consider:

●Proper coverage for your jewelry while travelling.

●Addressing exposures of large complex collections.

●Insurance and maintenance of your extensive wine collection

●How to choose a storage locker for your valued possessions

●How often to have items appraised

●Proper placement and hanging procedures for your fine arts

●How to address items in transit

 

All these scenarios pose opportunities for proactive measures to prevent the damage from happening in the first place. Our Private Client Services team will help to insure your valuables and provide the risk management guidance needed to care for the collection.