Why successful and high net worth individuals and families deserve more than a 1-800 Number
You’re busy. You juggle multiple calendars. You run a business (or two). You travel (a lot). You have a booked schedule with patients in your waiting room.
You have your wealth manager, estate planning attorney, and/or your accountant all in your contact list and know them on a first name basis so you can get quick and to-the-point answers. Shouldn’t your risk management and insurance team be the same?
In an evolving agent and advisory landscape, it is becoming more frequent that we have someone come to us describing their previous agency experience with a degradation of service over the years or, in some cases, a complete lack thereof. They’re given a 1-800 number to make policy changes or to call when something goes wrong and they need to file a claim. The agent can’t provide the increased liability limits that they need to protect their net worth or identity and cyber options to protect against an attack. They can’t help with the new secondary home out of state, high end vehicles, growing fine art collection, or provide proper guidance on the increased risks of an in ground pool, in home domestic staff, snow mobiles, ATVs or high performance watercrafts. They lack the sophistication to handle complex risks.
“I don’t even know who my agent is.” This is a phrase we hear more often than not when we speak to someone looking for a change and looking for a better experience.
We are a boutique firm that specializes in helping successful families and individuals prepare for the “what if’s” in life. We help during stressful times when something goes wrong and guidance or a helping hand is needed. We are a fiercely independent agency that benefits from being small and nimble to pivot and adapt to our client’s needs as they evolve. There is no 1-800 number with us.
We represent multiple high net worth and affluent insurance companies so our clients know that they’re getting what’s best for their unique situation and a risk management plan to buffer them from what can be avoided or mitigated up front.
Every client that we serve has a dedicated team in house. We assist with the day to day things like purchasing or selling a vehicle, a new piece of jewelry or piece of artwork. We also assist with more complex discussions like a significant fire loss or automobile accident, artwork or collector vehicles in transit internationally, the purchase of a secondary home in a different state or a significant home renovation. We also address the different risk management discussions that should take place around these topics, the excitement (and anxiety) about a daughter or son getting their driver’s license or heading off to college and what the parents can do to protect them, the unfortunate event of a divorce, or a death in the family and assets that are being transferred to the next generation.
Our team members are constantly seeking ways to better equip themselves for these evolving conversations with continuing education and earning additional specialty designations. We have numerous team members holding designations for CISR, CIC, CPRIA and CAPI, to name a few, and the list is still growing. Our office is also a proud member of the Private Risk Management Association (PRMA) which is recognized as the forum and voice of the high net-worth private risk and insurance management niche.
If you think you need a step up from the norm, reach out to discuss our process and what we can do to help you protect tomorrow, today.