
Commercial Insurance · Pittsburgh & Western PA
Precision-Focused Commercial Insurance for Businesses
Advisory-level coverage for middle-market companies, from property and casualty to management liability, workers' compensation, and cyber.
Simpson | McCrady serves privately owned businesses across technology, manufacturing, real estate, professional services, and more. If you need a risk partner who knows your industry, not just your policy number, you're in the right place.
Our Commercial Approach
An Independent Commercial Advisor. Not a Commodity Broker.
Most commercial brokers place a policy and move on. Simpson | McCrady works differently. We operate as an independent commercial insurance advisor, not a captive agent tied to any single carrier’s product lineup. That independence means we go to market across the full commercial insurance landscape to find coverage that fits your risk profile, your industry, and where your business is headed.
Our advisors bring industry-specific credentials and carrier relationships built over more than a century serving Pittsburgh and Western Pennsylvania businesses. We don't hand you a certificate and disappear. We stay close, reviewing your coverage as your company grows, identifying exposures before they become claims, and acting as an extension of your leadership team when risk decisions need to be made.
For middle-market companies, the stakes are too high for a transactional relationship. Operational continuity, personal liability protection for your leadership team, and workforce retention through competitive benefits: these are the outcomes we’re accountable for.
Commercial Lines Overview
Four Commercial Service Lines. One Advisor Relationship.
Property & Casualty
Commercial property and casualty coverage for your physical assets, operations, and liability exposure, structured to close gaps, not just check boxes.
Management Liability
D&O, EPLI, and fiduciary liability coverage for leadership teams and boards, because the decisions your executives make every day carry real personal and organizational risk.
Workers' Compensation
Workers' compensation programs backed by a dedicated in-house claims specialist: loss run analysis, return-to-work guidance, and experience modification reviews that keep costs under control.
Cyber & AI Liability
Cyber and AI liability coverage for a threat landscape that changes monthly: network security, privacy, incident response, and the emerging exposures that come with adopting artificial intelligence.
Talk to a Commercial Advisor
Industries We Serve
Sector Fluency Across the Industries We Serve
Commercial Credentials & Scale
The Institutional Depth to Serve Middle-Market Companies
Featured Case Studies
Commercial Insurance Problems We’ve Solved
The proof of an advisory model is what happens when it's tested. Below are examples of the commercial insurance challenges Simpson | McCrady is built to solve: coverage gaps discovered during acquisition growth, management liability exposures prior brokers had missed, and workers' compensation programs restructured to control costs without shortchanging injured employees.
Consolidated Protection Through Acquisition Growth
Challenge: Coverage gaps identified after rapid acquisition growth.
Outcome: Consolidated multi-entity program with no lapse in protection during transition.
Cyber Limits Rebuilt for Real Exposure
Challenge: Cyber and professional liability exposure exceeding existing policy limits.
Outcome: Program restructured with appropriate limits and carrier-backed incident response support.
Management Liability Gaps Closed
Challenge: D&O and EPLI coverage inadequate for a growing leadership team.
Outcome: Management liability program placed with premium commercial carriers, closing gaps the prior broker had not addressed.

Start the Conversation
Let’s Talk About What’s at Stake for Your Business
We work with privately owned companies across Pittsburgh, Western Pennsylvania, and the Mid-Atlantic region. Protecting Tomorrow Today starts with one straightforward conversation about where your coverage stands, and where it should be.
Reach out below, call us directly, or request a specific advisor by name.
Prefer to talk now? Call 412-261-2222 or email info@simpson-mccrady.com









