Commercial Insurance
Build a Stronger, More Resilient Organization
Practical risk management that connects your policies, people, operations, claims experience, and insurance strategy.
Risk Management & Loss Control
Risk management that moves beyond the checklist.
Simpson | McCrady helps organizations identify vulnerabilities, strengthen controls, support compliance, improve claim outcomes, and build risk management programs that work in real operating environments. Our approach is hands-on, data-informed, and tailored to the needs of each client.
Effective risk management is not a one-time inspection or a policy stored on a shelf. It is an ongoing process of understanding exposures, evaluating controls, improving programs, engaging employees, learning from losses, and adapting as the organization changes.
We work with clients to connect those pieces. Services can be selected individually or combined into a coordinated service plan. The result is a practical roadmap that helps leadership prioritize improvements, document progress, and strengthen the organization's overall risk profile.
What We Do
Our Core Capabilities
Risk Profile & Gap Assessments
Evaluate documented controls and how they are applied in practice.
Compliance Support
Review programs against applicable requirements and support improvement planning.
Claims & Loss Analysis
Study claims and incident patterns to identify trends, causes, and control opportunities.
Program Development
Build or strengthen written programs, policies, procedures, and supporting tools.
Training & Engagement
Deliver onsite, virtual, and online learning tailored to your operations.
Insurance Strategy Support
Connect risk improvements and claims information to renewal planning and market positioning.
Tailored to Your Operations
Industry-Specific Risk Management
Our framework is consistent, but the work is never one-size-fits-all. We tailor assessments, programs, training, and service plans to the client's operating environment.
Construction
Jobsite safety, heavy and mobile equipment, subcontractor management, work-zone exposures, emergency planning, fleet safety, and site-specific programs.
Manufacturing & Steel Fabrication
Machine operation, industrial hygiene, electrical and equipment maintenance, hot work, property protection, emergency planning, and fleet exposures.
Educational Institutions
Campus safety and security, student and staff safety, transportation and field trips, food service, background screening, emergency planning, and business continuity.
Hospitality
Guest and employee safety, premises security, property damage prevention, vendor risk transfer, emergency response, customer-facing operations, and cyber exposures.
Nonprofit Organizations
Staff and volunteer safety, background screening, child protection and abuse prevention, visitor management, governance, emergency planning, and fleet exposures.
Other Complex Organizations
Programs can be adapted for real estate, warehousing, professional services, and other organizations with specialized property, workforce, contractual, fleet, or operational exposures.
Additional Support When You Need It
Risk needs do not always fit neatly into a standard service list. Additional support may include timely risk management communications, supply chain risk consultation, fleet telematics guidance, permit or document review, and coordination with trusted specialists when a need falls outside our direct services.
Our Process
How We Work
Understand
Learn your operations, priorities, claims experience, and existing controls.
Assess
Review programs and evaluate how controls are applied in the operating environment.
Prioritize
Translate findings into a practical service plan focused on meaningful improvements.
Implement
Support program development, training, communication, and corrective action.
Measure
Track progress, review claims and trends, and adjust the strategy as needs change.
Meet Your Risk Management Lead
Hands-On Leadership, Recognized Credentials
Simpson | McCrady's risk management practice is led by Jensen Toole, our Director of Risk Management Services. Jensen holds the Certified Safety Professional designation and OSHA 30 training for both General Industry and Construction, and he works hands-on with clients across construction, manufacturing, education, hospitality, and nonprofit operations.
From gap assessments and compliance reviews to training programs and claims analysis, Jensen and the team build the practical roadmaps described on this page and stay engaged as your operations evolve.
Why Simpson | McCrady
Built on Trust, Transparency, and Partnership
Since 1911
Independent for 100+ Years
An independent Pittsburgh brokerage, never tied to a single carrier's product lineup, always accountable to the client.
Deep Bench
100+ Years of Commercial Experience
A commercial team with the bench strength to handle complex, evolving business risks across every major industry group.
Carrier Access
Top-Tier Carrier Relationships
Priority access to premier commercial carrier markets, including Chubb Cornerstone agent status.
Named Advisors
Advisory Depth, Not Call Centers
You work with named advisors who know your business: trust, transparency, and exceptional customer experience.
Protect Tomorrow by Strengthening Risk Today
Featured Insights
Commercial Perspectives from Our Advisors
Speak With an Advisor
Speak with a Trusted Advisor
One straightforward conversation is all it takes to understand where your coverage stands, and where it should be. Protecting Tomorrow Today.
Prefer to call? 412-261-2222
info@simpson-mccrady.com