Cookie Preferences

We use Google Analytics and Google Ads through Google Tag Manager to understand site activity and measure advertising. Choose whether to allow these technologies below. If you opt out, the Google tags will not load. You can change your choice at any time using Cookie Preferences. For details, see our Privacy Policy.

Analytics & Advertising Cookies
These optional technologies help us understand site use and measure advertising performance. When enabled, Google Analytics and Google Ads tags load through Google Tag Manager. Turn this off to prevent them from loading.
tpl
Row of stainless steel fermentation tanks in a brewery with tall industrial windows

Commercial Insurance ·

Breweries

Brewery Insurance

Purpose-built programs for craft breweries and brewpubs, covering the equipment, the batch, the supply chain, and the taproom.

Speak with a SpecialistSee What We Cover

Craft breweries and brewpubs have become very popular in recent years.

These businesses face unique challenges that require tailored brewery insurance programs.

Explore the Coverage Program

Why This Requires Expertise

Breweries Risk Is Different. Your Insurance Should Be Too.

Body copy loads from the CMS.

How Brewery Programs Are Customized

Historically, breweries and brewpubs could obtain property and liability coverage under traditional package insurance policies. In recent years a number of carriers have developed policies customized specifically for these businesses.

Those brewery policies still include the core elements: building property coverage for owned or leased locations, contents coverage for furniture and equipment, and general liability. But they also add categories a brewery genuinely needs and a package policy does not contemplate, including boiler and machinery, supply chain, spoilage and product recall, liquor liability, and key employee replacement expense.

The distinction matters most at claim time. A brewery running on a generic package policy often discovers the gap only after a contaminated batch, a failed glycol system, or an incident in the taproom.

What We Cover

Coverage Designed for Breweries

Building & Contents Property

Covers owned or leased locations along with the furniture, fixtures, and brewing equipment inside them, the core of any brewery program.

General Liability

Responds to third-party bodily injury and property damage claims arising from your premises and operations.

Boiler & Machinery Coverage

Repairs or replaces equipment central to the brewing and bottling process, and can reimburse income lost to the production interruption or downtime that follows a breakdown.

Supply Chain Coverage

Many brewers hold little raw material on hand and depend on regular shipments. This pays for losses from decreased production or increased production costs when a supplier cannot deliver.

Spoilage & Product Recall

If a batch is contaminated during brewing or packaging, this covers lost revenue and destroyed product, and can pay the cost of recalling and replacing beer already on store shelves.

Liquor Liability

Essential where the brewery allows on-site consumption. It protects the business if a patron is injured or injures someone else and alleges they were overserved. Basic general liability policies typically exclude this.

Key Employee Replacement Expense

Steps in if a key employee dies or becomes disabled, paying the costs of finding a replacement, including advertising, interviewing, and background verification.

Get an Expert Review of Your Current Program.

Start the Conversation
A brewer checking a valve beside stainless steel fermentation tanks

Our Approach

An Independent Broker Who Works for You, Not the Carrier

Know What Is Actually in Your Policy

It is important for any brewery or brewpub to understand which elements are included within their insurance policies to ensure proper protection of the business. Two policies that look comparable on price can differ sharply on whether liquor liability is included, how spoilage is valued, and whether supply chain interruption responds at all.

We review the program line by line against how the brewery actually operates, on-site consumption, distribution footprint, ingredient sourcing, and equipment dependencies, then take that to carriers who write this class deliberately rather than accommodate it.

Start the Conversation →

Firm Credentials

The Depth Behind Your Coverage

100+
Years in Business
$20B+
In Insured Assets
5,000+
Clients Served
Pittsburgh & Mid-Atlantic
Regional Specialist Coverage

Related Industries

Adjacent Verticals We Serve

All 29 Industry Verticals →
cultural-institutions,educational-institutions,federal-government
Industry Vertical

Cultural Institutions

Specialized coverage for museums, performing arts organizations, historic properties, botanical gardens, and cultural nonprofits across Western Pennsylvania and the Mid-Atlantic.

cultural-institutions
Industry Vertical

Educational Institutions

Specialized coverage for K-12 schools, private academies, colleges, and educational nonprofits across Pittsburgh, Western Pennsylvania, and the Mid-Atlantic region.

educational-institutions
Industry Vertical

Federal Government

Specialized coverage for contractors navigating FAR insurance requirements, bonding mandates, and the full compliance demands of federal work, serving Pennsylvania and the Mid-Atlantic.

federal-government

Speak with a Trusted Advisor

Speak With an Advisor

Breweries

Coverage Specialist

One straightforward conversation is all it takes to understand where your coverage stands, and where it should be. Protecting Tomorrow Today.

Prefer to call? 412-261-2222 · info@simpson-mccrady.com

Prefer to talk? 412-261-2222

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.