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Commercial Insurance ·

Energy

Energy Insurance

Coverage for energy-specific exposures that traditional package policies were never designed to carry, across both traditional and renewable generation.

Your risk profile isn't standard. Neither is our approach.

Energy insurance policies are designed to cover energy specific exposures that are not well suited for coverage under traditional property and liability package policies.

The energy sector continues to be evolving and innovating industry within the global economy. As renewable energy sources come online, it is important for firms developing these technologies to have the proper insurance coverage to keep pace with their investments.

Energy policies are tailored to protect these investments by providing specialized coverages for both traditional and renewable energy sources.

Explore the Coverage Program

Why This Requires Expertise

Energy Risk Is Different. Your Insurance Should Be Too.

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Who Needs an Energy Policy

These coverages are central for investors, developers, owners, and operators of commercial and utility-scale energy projects, onshore and offshore. They are equally relevant to the businesses around those projects: installers, maintenance firms, service contractors, manufacturers, and distributors.

Energy policies also serve the power and utility companies that depend on these technologies to operate regionally or nationally, where a single equipment failure carries consequences well beyond the asset itself.

Carriers who write energy-specific policies typically offer risk engineering services alongside the coverage, which can provide genuinely valuable resources and risk management guidance, particularly for firms bringing new generation technology online.

What We Cover

Coverage Designed for Energy

Property & Inland Marine

Covers rigs, drilling equipment, storage tanks, and buildings, the physical assets that traditional oil and gas operations depend on daily.

General Liability for Energy Operations

Protects against bodily injury, property damage, advertising injury, and certain pollution-related costs arising from energy operations.

Equipment Breakdown

Covers the expenses tied to sudden and accidental breakdown of power-generating equipment, including the income consequences that follow.

Renewable Energy Property & Liability

Extends property, inland marine, and general liability coverage to wind, solar, and large-scale battery generation as these become a growing share of the energy mix.

Builders’ Risk for Energy Projects

Covers renewable and traditional projects while they are in development or under construction, before the operating program takes over.

Risk Engineering Services

Carriers writing energy-specific policies typically provide risk engineering support, offering resources and guidance that help operators reduce loss before it happens.

Get an Expert Review of Your Current Program.

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Our Approach

An Independent Broker Who Works for You, Not the Carrier

Matching the Program to the Technology

The energy sector keeps evolving. As renewable sources come online, firms developing those technologies need coverage that keeps pace with their investment rather than lagging a generation behind it. Policies are tailored to protect those investments with specialized coverages for both traditional and renewable sources.

We structure programs around what a project actually is, its stage of development, its technology, and its operating profile, then place them with carriers who write this class deliberately and bring the risk engineering support that goes with it.

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Firm Credentials

The Depth Behind Your Coverage

100+
Years in Business
$20B+
In Insured Assets
5,000+
Clients Served
Pittsburgh & Mid-Atlantic
Regional Specialist Coverage

Speak with a Trusted Advisor

Speak With an Advisor

Energy

Coverage Specialist

One straightforward conversation is all it takes to understand where your coverage stands, and where it should be. Protecting Tomorrow Today.

Prefer to call? 412-261-2222 · info@simpson-mccrady.com

Prefer to talk? 412-261-2222

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