Commercial Insurance ·
Clean Tech
Clean Tech Insurance Built for the Energy Transition
Specialized coverage for solar developers, wind operators, EV infrastructure companies, battery storage ventures, and environmental technology firms, structured around the exposures standard commercial policies are not designed to address.
Your risk profile isn't standard. Neither is our approach.
The clean energy sector moves fast, operates on thin project margins, and answers to regulators, investors, and communities simultaneously. Your insurance program should reflect that complexity, not approximate it with a general commercial form.
Why This Requires Expertise
Clean Energy Risk Is Not Standard Commercial Risk
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Clean tech companies operate at the intersection of technology performance, environmental liability, and regulatory uncertainty, a combination that standard commercial policies were never designed to address. A solar developer carrying project finance obligations faces technology performance risk the moment panels underperform against modeled output. An EV infrastructure company assumes equipment breakdown exposure on hardware with no decades-long loss history to guide actuarial pricing. A carbon capture venture operates under environmental liability frameworks that are still being written by the agencies that enforce them.
What insurance does a clean tech company need? Effective coverage requires a broker who understands how these exposures interact across the full project lifecycle, from pre-construction and commissioning through operations and decommissioning, and who maintains active relationships with the specialty markets that actually write this class of business. How is renewable energy insurance different from standard commercial coverage? Standard commercial forms create coverage gaps that only surface at the worst possible moment: during a claim, a regulatory inquiry, or a lender's due diligence review. Specialty clean energy programs are structured around actual project risk profiles, revenue models, and technology-specific loss scenarios.
Simpson | McCrady advises clean tech companies across Pennsylvania and the Mid-Atlantic on building insurance programs that are as carefully engineered as the projects they protect.
What We Cover
Coverage Designed for Clean Energy Operations
Get an Expert Review of Your Current Program.
Our Approach
Independent Advocacy Across Every Stage of Your Project
Simpson | McCrady is an independent insurance broker, which means we work for you, not for any carrier. We carry no placement quotas, no preferred-paper obligations, and no incentive to steer your program toward a shelf product that was not built for your risk profile. For clean tech companies operating in a sector where coverage gaps can compromise project financing, trigger lender defaults, or leave remediation costs uninsured, that independence is not a minor distinction. It is the structural foundation of sound risk management.
Our process begins with a genuine assessment of your operation: understanding your project structure, revenue model, technology stack, regulatory exposure, and growth trajectory before we approach a single market. We maintain active relationships with the specialty carriers who write clean energy and environmental technology risk, and we use those relationships to negotiate program terms that reflect the actual complexity of your business rather than approximating it through general commercial forms. The difference between a program placed by a generalist and one built by a dedicated specialist typically surfaces not at binding, but at the moment of a claim, a lender review, or a regulatory action.
Through the full policy lifecycle, from initial placement and contract review through claims advocacy and renewal negotiation, our advisors remain engaged alongside you. When a claim occurs, we manage the process, communicate directly with carriers, and hold coverage accountable to what was promised. Clean tech companies across Pennsylvania and the Mid-Atlantic have come to rely on Simpson | McCrady not as a transactional vendor, but as a long-term risk partner with the institutional carrier relationships and regional project familiarity to deliver programs built for the energy transition.
Firm Credentials
The Depth Behind Your Coverage
One straightforward conversation is all it takes to understand where your coverage stands, and where it should be. Protecting Tomorrow Today.
Prefer to call? 412-261-2222 · info@simpson-mccrady.com