
Commercial Insurance ·
Technology
Technology Company Insurance Built for How Your Business Actually Works
Specialized coverage for mid-market technology firms in Pittsburgh and across the Mid-Atlantic, from SaaS and IT services to managed service providers and hardware manufacturers.
Your risk profile isn't standard. Neither is our approach.
With 100+ years of carrier relationships and a practice built around middle-market commercial clients, Simpson | McCrady structures the coverages that define technology risk (errors & omissions, cyber liability, professional indemnity, and management liability) into programs that protect what you've built, not what a standard form assumes you need.
Why This Requires Expertise
Technology Risk Is Different. Your Insurance Should Be Too.
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Most commercial insurance packages were designed for businesses that make physical things or deliver in-person services. Technology companies don't fit that mold, and the gaps in a standard policy can be significant. A software error that disrupts a client's operations, a data breach exposing personally identifiable information, an IP dispute triggered by a competitor's claim, or a D&O allegation tied to a funding round: these are not edge cases for a mid-market technology firm. They are foreseeable exposures that require deliberate, expert structuring to address.
What insurance does a technology company need? At minimum: errors & omissions coverage that matches the actual scope of your software or services liability, cyber liability protection calibrated to your data handling and third-party integration risks, and management liability coverage that scales with your organizational complexity. Whether you operate as a SaaS platform, an IT services firm, a managed service provider, or a hardware manufacturer, the overlap between professional, cyber, and commercial exposures demands a broker who understands how those policies interact, and who has the carrier relationships to negotiate meaningful terms, not just satisfy a contract requirement.
Simpson | McCrady operates exclusively as an independent broker, which means our analysis starts with your specific risk profile, not a carrier's preferred product. For technology companies operating across Pennsylvania and the Mid-Atlantic, that structural independence is what turns an insurance program into genuine risk management.
What We Cover
Coverage Designed for Technology Companies
Get an Expert Review of Your Current Program.

Our Approach
An Independent Broker Who Works for You, Not the Carrier
There is a meaningful difference between purchasing insurance and structuring it. As an independent broker serving technology firms across Pittsburgh and the Mid-Atlantic, Simpson | McCrady is not affiliated with any single carrier, which means our first question is always about your business, not about which product fits a preferred market's appetite.
For technology companies, that independence produces concrete results. When your errors & omissions policy needs to address both software failure and professional services liability within the same program, we have the carrier breadth to structure that cleanly. When your cyber coverage must align with a client contract's specific security and notification requirements, we negotiate from a position of genuine market access, not a single-carrier menu. And when a claim occurs (whether it's a data incident, a professional dispute, or a property loss), our team advocates on your behalf at every stage, not the carrier's.
Our work begins with a detailed assessment of your risk profile: the services you deliver, the clients you serve, your data environment, your organizational structure, and the contractual insurance obligations embedded in your agreements. From that foundation, we build a coverage program around your actual exposures, not a templated industry package, and take it to the specialty carriers best positioned to offer meaningful terms for a company at your stage and scale.
For established, growth-stage technology businesses in Western Pennsylvania and across the Mid-Atlantic, that means working with a team that has spent decades building relationships with the specialty markets that price and understand technology risk. If you're ready to move from a transactional broker to an advisory one, that's the conversation we're built for.
Firm Credentials
The Depth Behind Your Coverage

One straightforward conversation is all it takes to understand where your coverage stands, and where it should be. Protecting Tomorrow Today.
Prefer to call? 412-261-2222 · info@simpson-mccrady.com



